Protection planning

Personal Protection

A financial safety net for your family, income, health commitments and home.

Personal Protection

Personal adviceA clear recommendation, built around your circumstances.

  • Cover matched to real risks
  • Options explained clearly
  • Regular review support

What you need to know

Protection shaped around your life

Life insurance, critical illness cover, income protection and home insurance each address different risks. The right combination depends on your income, family responsibilities, mortgage, savings, employer benefits and budget.

Lilac Financial can help you review what protection you already have, understand any gaps and consider cover that is suitable for your circumstances.

Our process

How Can Our Team Help You to Reach Your Goals

  1. 01

    Understand what matters

    We look at the people, income, debts and business responsibilities your plan may need to protect.

  2. 02

    Identify the gaps

    Your adviser tests different scenarios to show where existing arrangements may leave you exposed.

  3. 03

    Compare suitable cover

    We explain the benefits, exclusions, costs and trade-offs so you can choose with confidence.

  4. 04

    Keep the plan relevant

    Protection should evolve with life and work, so we make it straightforward to review when things change.

Your advice team

Meet the people behind your advice

Meet the full team

Testimonials

Client Experiences That Speak for Themselves

★★★★★

We had a really good experience working with Tom as our mortgage advisor. He was always quick to respond and patient with all our questions. It made a big difference knowing we could reach out anytime and get clear answers. He made the whole process feel a lot less stressful. Would happily recommend Tom to anyone who's looking for a straightforward, reliable advisor.

Libin Jacob

General · 6 August 2025

Ready when you are

Let’s make your next decision feel clearer.

Start with a straightforward conversation about where you are and what you want to achieve.