Mortgage advice
Remortgages
Understand whether switching your mortgage could better suit your current needs and circumstances.
Personal adviceA clear recommendation, built around your circumstances.
- Advice shaped around you
- Lender research handled
- Support through to completion
What you need to know
Why people remortgage
Some people switch mortgages because an introductory or discounted rate is ending and another deal may be more suitable. Others remortgage to change the term, alter the type of interest rate, raise funds or consolidate debts.
Look beyond the headline rate
A remortgage is not always the most suitable option. Early repayment charges, arrangement fees, valuation costs, legal costs and changes to the mortgage term can affect the overall benefit. Staying with your existing lender on a new product may also be worth considering.
Consolidating unsecured debts into a mortgage can reduce monthly outgoings, but may mean repaying the debt over a longer period and paying more interest overall. It also converts unsecured borrowing into debt secured against your home.
An adviser can review your current mortgage, understand your objectives and compare the available options and associated costs.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Our process
How Can Our Team Help You to Reach Your Goals
- 01
Understand your plans
We start with your goals, deposit, budget and timescales so the advice is grounded in your real situation.
- 02
Research the market
Your adviser reviews suitable lenders, criteria and product features before explaining the strongest options clearly.
- 03
Prepare the application
We help organise the details and documents a lender needs, then submit and manage the application with you.
- 04
Move towards completion
We stay close to the case, answer questions and help keep everyone aligned through offer and completion.
Your advice team
Meet the people behind your advice
Anandan Oliyath
Mortgage & Protection Advisor
Armstrong Mbazang
Mortgage & Protection Advisor
Bhim Bashyal
Mortgage & Protection Advisor
Bino Job
Protection Advisor
Ready when you are
Let’s make your next decision feel clearer.
Start with a straightforward conversation about where you are and what you want to achieve.
